Hardship Hero, LLC does not function as a lender, loan broker, or make cash advances or credit decisions. This website is not an offer or solicitation to lend. We are not agents, representatives, or brokers of any lender and do not endorse or charge for any service or product. However, we may receive compensation from lenders for forwarding your information to them.

You might have the option to obtain a loan from tribal lenders, who are governed by tribal and certain federal laws and are immune from state laws, including usury caps. Rates and fees for tribal lenders may be higher than those for state-licensed lenders, and disputes may need to be resolved in a tribal jurisdiction. Your information could also be sent to an aggregator, not directly to a lender, and may be sold multiple times, resulting in multiple offers from lenders and other marketers. Lenders may supplement your information with data from other sources. We do not guarantee that all lenders can provide your requested loan type, rate, or terms. Cash transfer times vary by lender and local laws, and credit checks may be performed to assess creditworthiness. Faxing may be required in some cases. For questions regarding your loan, contact your lender directly.

Lenders are responsible for all aspects of your loan transaction, including compliance with applicable laws and regulations, disclosures, and agreements. If no lender is found, you may be connected with other financial service providers. Residents of Connecticut, New Hampshire, Washington, and Vermont are not eligible to request cash advances through this site. This service may not be available in all states and can change without notice. Short-term loans are a costly form of credit and should be used responsibly.

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THE OPERATOR OF THIS WEBSITE IS NOT A LENDER. Consolidation loan options provided by our affiliates range from $1,000 to $50,000, with Annual Percentage Rates (APRs) ranging from 6.99% to 35.99%, origination fees from 0% to 10% of the amount financed, and loan terms from 12 to 60 months. A typical example of a personal loan involves a loan amount of $23,760, a 4.95% origination fee, a 48-month repayment term, and an interest rate of 18.00%. The borrower would receive $22,584 (the loan amount less the $1,176 origination fee), with a monthly payment of $697.95, equating to an APR of 20.89%. The total interest paid would be $9,741.60, making the total cost of the loan (interest plus origination fee) $10,917.72. In this example, total payments made would equal $33,501.60. Only the most creditworthy borrowers receive the highest loan amounts at the lowest rates.

Hardship Hero does not discriminate based on race, color, religion, sex, marital status, national origin, or ancestry. Testimonials reflect individual opinions and may not be representative of all client experiences.

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